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Financing

Flexible Financing Options for Your Trade Career

Minnesota Trade Careers offers financing options designed to make skilled trades training more accessible and manageable. Whether you’re starting a new career or advancing your current skills, our flexible payment solutions help you focus on your training without unnecessary financial stress. Our team works with you to explore available options so you can move forward with confidence and invest in a future built on practical skills and real job opportunities.

There are a couple ways to pay for your education:

Flexible Financing

Yrefy is a private education funding program that helps students secure financing for their training with manageable monthly payment options.

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Student Grants

Students may qualify for grant funding through programs such as WIOA, the Dislocated Worker Program, Veterans education benefits, and Young Adult workforce initiatives, helping reduce out-of-pocket costs and make career training at MNTC more affordable.

See If You Qualify
Key Points About the Application
  • Students should accurately enter employment details, including start and end dates for each job.
  • Include all employment from the past 18 months.
  • Enter gross pay amount on the employment page.
    Upload at least 30 days of recent pay stubs.
  • If an application is complete and accurate, we can provide full approval within two business days.
  • Every time an application is submitted, our team will confirm with the applicant and notify the school as soon as possible.
  • Student completes the application and provides all required verification documents.
  • Our team reviews the information.
  • If approved, we issue a Promissory Note and Final Disclosure (combined in one document) for the student to sign.
  • After signing, there is a three-day right-to-cancel period.
  • Once that period ends, the loan is officially issued.
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